Be aware of your insurance policies and what they cover in terms of personal and professional items or use. Your auto insurance policy, for example, might not provide coverage while you are delivering pizzas in your car.

Ekpre-Olomu expected to be first to collect on loss of draft value insurance –

Ifo Ekpre-Olomu was one of three finalists for the Jim Thorpe Award in 2014. Lerner added the claim should be paid in the next 30-60 days. Ekpre-Olomu was the 241st player taken in the draft by Cleveland. Loss of draft value claims are paid if a player slips one round lower than projected previously by a panel of draft experts. His hope is that he is going to come back and play, Lerner said. Hopefully he’ll come back and have a great career. Lerner’s Total Planning Sports underwrote the policy for Lloyd’s of London. Oregon paid the injury and/or loss of value insurance premiums for several players last year, including Ekpre-Olomu and Heisman Trophy-winning quarterback Marcus Mariota. The ethics of schools’ paying of those premiums has become a talking point in NCAA circles. The money comes from the NCAA Student Assistance Fund. The fund typically totals $300,000 or more and is earmarked for all athletes in a school’s athletic department budget. Premiums for a first round-rated player could account for 20 percent or more of that total.

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